This information is intended to convey general information only and not to provide legal advice or opinions. The contents of this FHA guidance document should not be construed as, and should not be relied upon for, legal advice in any particular circumstance or fact situation. The information presented in this document may not reflect the most current legal developments. No action should be taken in reliance on the information contained in this FHA guidance document and FHA disclaims all liability in respect to actions taken or not taken based on any or all of the contents of this document to the fullest extent permitted by law. An attorney should be contacted for advice on specific legal issues.